About Us

We are the innovation powerhouse to

bridge the gaps in MSME Universe for

their Credit Needs

#Sabse Tez

With a legacy of over 5+ years, Tezz Capital(Tezzract) is India’s fastest growing MSME Lending Platform. We are building the right tools, decision engines and new sourcing channels to creatively address the needs of MSME CREDIT for lenders & borrowers.

Founders Shaili Kajaria and Vivek Raghavan built KapitalTech successfully, disbursing Rs. 2200 crores. In their 2nd Avatar – they are creating an MSME lending revolution. Tezz Capital(Tezzract) puts innovation, speed, and risk management at the heart of its products.

Tezz Capital(Tezzract) operates in 20 cities across India with a passionate & growing team of more than 100 innovators.

FieldForce India private limited supervises Tezz Capital contact center and filed support.

Tez is Fast

Tez is Sharp



Clix Capital Services Private Limited (“Clix Capital”) & Tezzract Fintech Private Limited, under their Joint Strategic Partnership, are offering secured and unsecured loan products to MSME customers.

Our Story

We Got Started Because We Want to Start a MSME Credit Revolution

MSMEs often suffer from lack of formal credit. This is due to high information asymmetry, gaps in understanding of cashflow-based lending, & high penetration of informal lending. The application processes are cumbersome, the underwriting methods are archaic & risk management practices are penny-wise-pound foolish. If they do have the prerequisite documentation, they are often battling the challenges posed by the structural bureaucracy of lending in India.

At the same time, Many old-school lenders who are keen to lend to MSMEs are unable to cater to the financial needs of MSME customers. This is especially tougher to solve in tier 2 and tier 3 cities of India. At Tezzracct, we believe that strong analytics, tech-first approach and customer centricity can help build financial products, loan distribution channels and collection infrastructure to crack this puzzle.


Meet The Tez Team

Vivek raghavan

Co-Founder & CEO

Shaily Maheshwari kajaria

Co-Founder & Chief Analytics Officer 

Vinay chintapalli

Chief Strategy Officer

Abhishek jani

Co-Creator – D2C

Aseem gautam

Chief Risk Officer

anand singh

VP Technology & Analytics

Narinder Dhan

National Collection Head

Ankit pandey

Head Process Automation

Join Today